Named. And nothing else.
Steve Snyder here. You attended my Credit Scores webinar.
Next step: a free diagnostic that identifies everything wrong with your credit scores and credit profile — nothing else.
Simply upload your myFICO 3B report and you get back a PDF naming every item, across all three reporting agencies, that's costing you. Not “high balances on revolving accounts.” The actual account. The actual problem.
You also get two grades most people have never seen: how your profile reads to lenders who lend against collateral, and how it reads to lenders who don't.
What it will not do is tell you what to fix first, or how. That's by design. The list I can give away. The order and the method depend on what you're getting approved for — that's the work I get paid for.
You'll know exactly what stands between you and an approval. What you do about it is up to you.
What does this do that my myFICO report doesn't? →
The six steps below get your report out of myFICO. Rather watch? Here's me doing all six in 83 seconds →
What happens to your report. It travels over an encrypted connection and sits on a private server. I am the only person who sees it. It is never sold, shared, or used for anything other than preparing your diagnostic, and the original PDF is deleted after 7 days.
Your Social Security number never reaches me. myFICO masks it before the report is downloaded — the PDF you upload carries at most the last four digits, and I never ask for the rest.
What the report costs. A one-time 3B myFICO report is normally $59.85. But you can reduce the cost by 50% by signing up for the FICO Advanced score monitoring service at $29.95 (myfico.com), then cancelling it after you download your PDF.